5 Easy Ways to Protect Your Home or Rental Property from Water Damage

Let's talk about one of the biggest issues facing property owners today (besides the interest rates), it’s water damage.  Pipes that burst in ceilings, bathrooms that leak, appliance water lines that crack, even leaky basements.  New house / old house - these things happen more often than you think and 2 out of every 5 homeowners have experienced it.  According to the International Insurance Institute water damage is the number one claim submitted by homeowners each year – 6x more common than theft, and 8x more common that fire.

Fear not!  Here are five easy ways to keep your home dry, happy, and water-damage-free.

1. Get to Know Your Plumbing

First up, let's chat about your home's veins and arteries—its plumbing. Those pipes work hard behind the scenes, and sometimes they need a little TLC. Burst pipes can be one of the most common sources of water leaks.  Regularly check for leaks under sinks, around toilets, and near any water-based appliances (think dishwashers, ice-makers, washing machines, refrigerators, etc). Even the smallest drip can lead to a colossal problem and costly repair if left unattended.

Quick Tip: Make it a habit to inspect exposed pipes and joints. A flashlight and a good eye are your best friends here. If you spot any moisture, discover a serious clog, or you detect a dramatic change in water-pressure, it's time to call in a pro. A little maintenance now saves a ton of trouble (and money) down the line!

2.  Get Smart with a Leak Detection System

Ok, let's talk tech. Modern problems require modern solutions, and a leak detection system like Flo by Moen is just that. These smart systems monitor your home’s water usage and alert you to any unusual activity, potentially stopping a leak before it becomes a catastrophe.  Early detection of leaks can save homeowners thousands of dollars in repair costs and can help protect your valuables from loss.

Tech-Savvy Suggestion: Install a leak detection system and enjoy the peace of mind it brings. Flo by Moen will alert you of leaks in real-time, and automatically shut off the water to your home – no matter where you are.  It’s like having a vigilant water guardian looking out for your home 24/7.  And – that new piece of tech just might save you some money on your homeowners insurance premium.

3. Keep a Roof Over Your Head

Your roof is your home’s first line of defense against the elements. A solid roof keeps the rain out and your sanity intact. So, how do you keep it in tip-top shape? Simple. Regularly inspect your roof for missing, damaged, or curling shingles. Don’t forget to check for any signs of wear around chimneys and vents.

Pro Tip: Schedule a professional roof inspection at least once a year, especially after heavy storms. And if you’re a DIY enthusiast, grab a pair of binoculars and give your roof a once-over from the ground. It’s a lot safer and your neck will thank you!

4. Gutter Health

Next up, the unsung heroes of water damage prevention—gutters and downspouts. These bad boys channel water away from your home, protecting your foundation and landscaping. But they can’t do their job if they’re clogged with leaves, twigs, and who-knows-what.

Friendly Reminder: Cleaning gutters isn’t the most glamorous task, but it’s essential. Think of it like cleaning out the lint that’s accumulated in the dryer vent. Set a goal to clean them out twice a year – once in the fall and again in the spring, and while you’re at it, check for any leaks or sagging sections. Clean gutters will properly direct the water away from your home and reduce the chances of water penetration and wet basements.

5. Show Your HVAC System Some Love

Your HVAC system does more than just keep you comfy; it also plays a crucial role in preventing water damage. How? By keeping humidity levels in check and ensuring proper drainage. A neglected HVAC system can lead to condensation buildup, leaks, and all sorts of other problems.

Maintenance Mandate: Change your HVAC filters regularly and have a licensed HVAC professional service your system at least once a year. Also, check the condensate drain line and drip pans to make sure it’s clear.  A quick look can prevent a major leak.


Conclusion

So there you have it—five easy, practical, and downright essential ways to protect your home from water damage. A little effort goes a long way in keeping your property dry and alleviating unnecessary stress. Remember, an ounce of prevention is worth a gallon of cure. Now go forth, inspect, maintain, and install that tech. Your home (and future self) will thank you!

P.S. – At a minimum, know where the main water shut-off is to your home.  And if you own rental property, be sure the residents know where the shut-off is too.  If there were ever a leak, quickly shutting the water off will limit the damage until the pros arrive.